Been searching for something like this for months. Our Shopify store processes 500+ orders monthly and this handles everything perfectly. Date formats, tax columns, refunds - all correct.
Klarna to QuickBooks Online Converter
Convert Klarna BNPL settlement reports to QuickBooks Online bank format in 60 seconds. Simple CSV conversion.
How It Works
Export from Klarna
Merchant Portal → Settlements → Download Settlement Report CSV
Upload and Configure
Upload settlement CSV and choose QuickBooks format (3-col or 4-col)
Preview and Download
Review converted data, download QuickBooks-ready CSV
Import to QuickBooks Online
Banking → Select Account → Upload from Computer
Why Klarna Settlements Need Conversion for QuickBooks
The BNPL Reconciliation Challenge
What This Tool Does
Your Data is Safe
Bank-Level Security
256-bit SSL encryption. Same standards as major financial institutions.
No Data Storage
Files are processed directly in browser. No calls to our servers.
GDPR Compliant
Full EU data protection compliance. Your privacy rights protected.
Field Mapping
How Klarna Settlements fields map to Quickbooks Online Bank Transaction
| Klarna Settlements | Source Value | Quickbooks Online Bank Transaction | Target Value | Note | |
|---|---|---|---|---|---|
payout_date |
2025-01-17 |
→ | Date |
01/17/2025
|
Convert to MM/DD/YYYY |
net_settlement_amount |
145.50 |
→ | Credit/Debit |
|
Net after Klarna fees |
merchant_reference |
ORD-2025-001 |
→ | Description |
ORD-2025-001
|
Order reference |
order_id |
KL-12345-ABCDE |
→ | Description |
KL-12345-ABCDE
|
Klarna order identifier |
Why Use This Tool?
BNPL-Optimized
Designed specifically for Buy Now Pay Later settlement structures.
No Integration Required
Works with Klarna Portal CSV exports. No API or developer setup.
Net Amount Handling
Correctly maps net settlement amounts (after Klarna fees) to QuickBooks.
Instant Conversion
Upload → Download in under 60 seconds.
Format Flexibility
Choose 3-column or 4-column QuickBooks format.
Browser-Based Processing
Files process locally. Zero server upload.
Data Transformation
Each Klarna settlement becomes one QBO bank transaction row
One row per order settlement with net amount after fees
order_id,
payout_date,
net_settlement_amount,
fee_amount
Single bank transaction line for each settlement
Common Bank Transaction CSV (4-Column) Import Errors
Issues you might encounter when importing Settlement Report Export data to Bank Transaction CSV (4-Column) - and how we solve them
QuickBooks Rejects Wrong Column Count
QBO expects 3-column format but got 4-column (or vice versa)
Toggle 'use_3col_format' option. QBO bank feeds sometimes require 3-column (Date, Description, Amount), sometimes 4-column (Date, Description, Credit, Debit).
QuickBooks Doesn't Recognize Dates
QBO requires MM/DD/YYYY format for dates
Processor uses MM/DD/YYYY by default. Ensure Klarna export has valid dates.
Negative Settlement Amounts
Net settlement shows negative values due to high refund activity
This is normal for refund-heavy periods. In 4-column format, these appear as Debits. In 3-column format as negative amounts.
Frequently Asked Questions
Klarna → Quickbooks Online Data Ecosystem
All available data flows from Klarna to Quickbooks Online