Authorize.Net to Xero Converter

🥦

Convert Complete

Xero Bank Statement CSV Format
valid rows

Convert Authorize.Net payment transactions to Xero bank statements in 60 seconds. No API setup, no subscription.

No API required
Browser-based processing
Run on Google Cloud Platform

Download Sample Authorize.Net Export

Sample CSV to test the converter

Download Sample

Tool Rating

4.9 / 5 (47 votes)

How It Works

1

Export from Authorize.Net

Log into Merchant Interface → Search Transactions → Download as CSV (Comma Separated format)

2

Upload and Configure

Upload your Transaction Details CSV and select your Xero region format (US or UK/AU/NZ)

3

Preview and Download

Review converted bank statement preview, then download the Xero-ready CSV

4

Import to Xero

In Xero: Bank Accounts → Select Account → Import Statement → Upload converted CSV

Why Authorize.Net Transactions Don't Import Cleanly to Xero

The Settlement Reconciliation Problem

Authorize.Net deposits settled transactions to your bank account daily or weekly, but their Transaction Details export doesn't match Xero's bank import format. Without proper formatting, you'd manually enter each transaction or spend hours reformatting CSV columns to match Xero's requirements.

What This Tool Does

We automatically convert Authorize.Net exports to Xero-compatible bank statements: - Extracts settlement dates and formats them for your Xero region - Converts refunds to negative amounts automatically - Maps customer names to Payee field - Creates proper Reference numbers for bank matching - Filters out unsettled/pending transactions Your Xero bank account matches your Authorize.Net deposits exactly.

Your Data is Safe

Bank-Level Security

256-bit SSL encryption. Same standards as major financial institutions.

No Data Storage

Files are processed directly in browser. No calls to our servers.

GDPR Compliant

Full EU data protection compliance. Your privacy rights protected.

ISO/IEC 27001 Certified GDPR Compliant Swiss Privacy CCPA Compliant

Field Mapping

How Authorize_Net Transactions fields map to Xero Bank Statement

Authorize_Net Transactions Source Value Xero Bank Statement Target Value Note
Settlement Date/Time 01/16/2025 02:15:30 → Date 01/16/2025 02:15:30 Extract date, convert to DD/MM/YYYY or MM/DD/YYYY
Settlement Amount 149.99 → Amount 149.99 Positive for sales, negative for refunds
Customer Name John Smith → Payee John Smith Billing customer name
Invoice Number INV-2025-001 → Reference INV-2025-001 For bank statement matching

Why Use This Tool?

No API Setup Required

Works with standard Authorize.Net CSV exports. No OAuth, no API keys.

60-Second Conversion

Upload → Preview → Download. No waiting for sync or rate limits.

Automatic Refund Handling

Refunds automatically converted to negative amounts for Xero bank import.

Settlement Filtering

Only settled transactions included. Pending/authorized transactions excluded automatically.

Region-Aware Date Formatting

Supports both US (MM/DD/YYYY) and UK/AU/NZ (DD/MM/YYYY) Xero organizations.

Browser-Based Privacy

Files process locally in your browser. Data never leaves your computer.

Data Transformation

Each Auth.net transaction becomes one Xero bank line

Input Transaction Detail

One row per transaction from Auth.net

Key columns: Transaction ID, Settlement Date/Time, Settlement Amount
1:1 — One input row creates one output row
Output Bank Statement Line 1 rows per input

One bank transaction per Auth.net settlement

Transaction Direct amount mapping with refund sign conversion
Only settled transactions included; refunds converted to negative

Common Bank Statement Import Errors

Issues you might encounter when importing Transaction Details Export data to Bank Statement - and how we solve them

Xero Date Format Mismatch

Xero rejects dates not matching your organization's region format

01/15/2025 (US format for UK/AU Xero org)
15/01/2025 (DD/MM/YYYY for UK/AU)

Select correct date format (US or UK/AU) in tool options

Check your Xero organization region settings and re-convert

Unsettled Transactions Excluded

Only settled transactions can be imported to bank accounts

Status: authorizedPendingCapture
Status: settledSuccessfully

Tool automatically filters to settled transactions only

Wait for transactions to settle before exporting from Auth.net

Refund Amount Signs

Refunds must be negative in Xero bank imports

Refund shown as positive $50.00
-$50.00 in Xero Amount column

Tool automatically converts refund statuses to negative amounts

Refunds are detected and sign-flipped automatically

Frequently Asked Questions

US Xero organizations use MM/DD/YYYY, while UK/AU/NZ use DD/MM/YYYY. Select the format matching your Xero region to avoid import errors.
Yes. Transactions with 'refund' status are automatically converted to negative amounts in the Xero import file.
Only settled transactions are included. Authorized but not yet settled transactions are filtered out automatically.
During Xero import, you'll select which bank account to import into. The CSV doesn't specify the account.
Most Authorize.Net fees are charged monthly, not per-transaction. Import your monthly fee invoice separately as a bill in Xero.
Use /convert/authorize-net-quickbooks for QuickBooks Online or QuickBooks Desktop formats.

Authorize Net → Xero Data Ecosystem

All available data flows from Authorize Net to Xero

Authorize Net Transaction Details Export Payment transactions with settlements, refunds, and fees
→
Xero Bank Statement Bank transactions for reconciliation
Settlement Date/Time → Date Settlement Amount → Amount Customer Name → Payee
Payout reconciliation, fee tracking