What Stripe export file format does this tool accept?

This tool accepts Stripe Balance Transactions CSV files. Export from Stripe and upload the CSV file directly.

Can I convert Stripe CSV to Xero Bank?

Yes, this tool converts Stripe Balance Transactions CSV exports directly to Xero Bank Statement format compatible with Xero Bank.

How do I import Stripe balance transactions to Xero Bank?

Export your balance transactions from Stripe, upload the CSV file to this converter, then import the converted file to Xero Bank.

Stripe Xero Integration — Same as Synder, Without the Subscription

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Xero Bank Statement Format

integrated

Stripe to Xero integration without API complexity or monthly fees. Get the same results as Synder or Amaka — file-based and reliable.

No API required

Browser-based processing

Run on Google Cloud Platform

Download Sample Stripe Export

Sample balance transactions to test the integration

Download Sample

Tool Rating

4.6 / 5 (743 votes)

How It Works

Export

Stripe Dashboard → Balance → Export transactions as CSV

Upload

Upload here and select your Xero region

Review

Preview the integration with fee splitting

Import

Import to Xero → Bank Account → Import Statement

Your Data is Safe

Bank-Level Security

256-bit SSL encryption. Same standards as major financial institutions.

No Data Storage

Files are processed directly in browser. No calls to our servers.

GDPR Compliant

Full EU data protection compliance. Your privacy rights protected.

Field Mapping

How Stripe Balance_Transactions fields map to Xero Bank Statement

Stripe Balance_Transactions	Source Value		Xero Bank Statement	Target Value	Note
`Created (UTC)`	`2025-01-15 14:00:00`	→	`Date`	`01/15 14:00:00/2025`	Regional date format conversion
`Fee`	`3.20`	→	`Amount (Row 2)`		Negative fee expense
`Type`	`charge`	→	`Payee`	`charge`	Transaction type as payee label
`id`	`txn_1AbcXYZ123def`	→	`Reference`	`txn_1AbcXYZ123def`	Balance transaction ID for audit trail

Data Transformation

Each charge/refund becomes 1-2 rows (gross + optional fee)

Single ledger entry with gross, fee, and net

Key columns: id, Type, Amount, Fee

1:N — One input row creates multiple output rows

Gross amount row + fee row (if fee > 0)

Integration Without the Integration App

What Traditional Integrations Get Wrong

API-based integrations like Synder, Amaka, and the native Xero feed share common problems: sync failures when tokens expire, limited historical access (often 90 days max), monthly subscriptions that add up, and black box processing where you can't see what's being imported.

The File-Based Advantage

Our approach delivers identical accounting results: export any date range from Stripe, see exactly what will be imported, no subscription fees, and no sync failures. Same professional methodology as premium tools — gross reporting, fee extraction, clearing account workflow, and audit trail — all without the integration complexity.

Common Bank Statement Import Errors

Issues you might encounter when importing Balance Transactions Export data to Bank Statement - and how we solve them

Date Format Mismatch

Xero may reject dates in wrong regional format

Select your Xero organization's region in options

Re-process with correct region setting

Payout Duplication

Including payouts creates duplicates with bank feed

Payouts are excluded by default (appear in real bank)

Reconcile payouts against actual bank deposits

Fee Sign Convention

Fees must be negative (money paid out)

We automatically convert fees to negative amounts

Verify fee rows show negative in Amount column

Why Use This Tool?

A2X-Style Fee Splitting

Gross revenue and fee expenses as separate entries. The accounting standard for payment processors.

No API Required

Works with standard Stripe CSV exports. No OAuth tokens or API keys to manage.

Unlimited History

Import any date range. Perfect for historical backfill or catching up on months of data.

Xero-Ready Format

Output matches Xero bank statement template exactly. Import without errors.

Multi-Currency Support

Currency codes normalized for Xero. Process transactions in any Stripe-supported currency.

Privacy First

All processing happens in your browser. Your financial data never leaves your computer.

Frequently Asked Questions

We produce the same accounting output — gross revenue with separate fee entries. The difference is we use file-based processing instead of API sync. You get more control, no subscription fees, and no sync failures.

Fee splitting records Stripe charges at gross value (what the customer paid) and Stripe fees as separate expenses. This is required for accurate P&L reporting. Recording only net amounts understates both revenue and expenses.

Yes! Unlike API-based tools that often limit historical access, you can export and integrate any date range from Stripe. Perfect for setting up a new Xero organization or catching up on past months.

Payouts (Stripe deposits to your bank) are excluded by default. They appear in your actual bank feed. The Stripe clearing account shows individual transactions; bank deposits show the aggregated payout amounts. This prevents duplication.

Refunds and disputes are included in the Balance Transactions export. They're converted with correct negative amounts and appear in your Xero statement ready for reconciliation.

Recommended but not required. Create a bank account called 'Stripe' in Xero. Import transactions there, then transfer payout amounts to your real bank when deposits arrive. This is the professional bookkeeping standard.