Transaction Reconciliation Tools

Reconcile bank statements, payment processor payouts, and transaction records with your accounting books. Automated matching, discrepancy detection, and reconciliation reports that close your books faster.

Saved

Adyen → QuickBooks Adyen → Xero Reconcile Afterpay ↔ QuickBooks Reconcile Afterpay ↔ Xero Amazon → QuickBooks Amazon → Xero Reconcile Auth.net ↔ QuickBooks Reconcile Auth.net ↔ Xero Braintree → QuickBooks Braintree → Xero Reconcile Klarna ↔ QuickBooks Reconcile Klarna ↔ Xero PayPal → QuickBooks Reconcile PayPal ↔ Xero Shopify → QuickBooks Shopify → Xero Square → QuickBooks Square → Xero Stripe → NetSuite Stripe → QuickBooks Stripe → Xero Worldpay → QuickBooks Worldpay → Xero

Reconcile

Platform:
Adyen → QuickBooks Adyen → Xero Reconcile Afterpay ↔ QuickBooks Reconcile Afterpay ↔ Xero Amazon → QuickBooks Amazon → Xero Reconcile Auth.net ↔ QuickBooks Reconcile Auth.net ↔ Xero Braintree → QuickBooks Braintree → Xero Reconcile Klarna ↔ QuickBooks Reconcile Klarna ↔ Xero PayPal → QuickBooks Reconcile PayPal ↔ Xero Shopify → QuickBooks Shopify → Xero Square → QuickBooks Square → Xero Stripe → NetSuite Stripe → QuickBooks Stripe → Xero Worldpay → QuickBooks Worldpay → Xero

Common Questions

What files do I need for reconciliation?

Two files: your bank statement (CSV or Excel) and the matching report from your payment processor, e-commerce platform, or accounting system.

How accurate is the automated matching?

The algorithm matches by amount, date, and reference. Batch deposits are broken down to individual transactions. Unmatched items are flagged for manual review.

Is my financial data safe?

All reconciliation happens in your browser via WebAssembly. Bank statements and transaction data never leave your computer.

How It Works

1

Upload Both Files

Drop your bank statement and payment processor report. Source formats detected automatically.

2

Auto-Match Transactions

Transactions matched by amount, date, and reference. Fees and timing differences handled.

3

Download Reconciliation Report

Get matched pairs, unmatched items, fee analysis, and journal entries ready for your books.

Why Use These Tools?

Automated Matching

Transactions matched by amount, date, and reference number. Batch deposits broken down.

Fee Detection

Processing fees, platform fees, and deductions identified and separated automatically.

Discrepancy Flagging

Unmatched transactions and amount differences flagged with detailed explanations.

Multi-Source Support

Reconcile bank statements against Stripe, PayPal, Square, Shopify, and other platforms.

Timing Difference Handling

Transactions that span reporting periods matched correctly across different dates.

Browser-Only Processing

All reconciliation runs locally via WebAssembly. Bank data never leaves your computer.

Why Reconciliation Takes So Long

Manual Matching Is Error-Prone and Slow

Monthly reconciliation typically takes 2-8 hours of manual work. You're matching hundreds of transactions between bank statements, payment processor reports, and accounting records — scanning for fees, timing differences, and missing entries. A single overlooked transaction means your books don't balance and month-end close gets delayed.

Payment Processors Make Reconciliation Harder

Stripe, PayPal, and Square combine multiple transactions into batch deposits. A single $5,247.83 bank deposit might represent 47 individual sales minus processing fees. Refunds get deducted from future payouts, not the original transaction date. Rolling reserves hold back a percentage of sales, released weeks later. Chargebacks appear as unexpected deductions.

What Data Gets Reconciled

Bank deposits matched against payment processor payouts. Gross sales reconciled with net deposits after fee deductions. Refund deductions traced back to original transactions. Platform fees, processing fees, and other deductions verified against expected rates. Multi-currency transactions matched with exchange rate adjustments across different settlement dates.

Automated Reconciliation Catches What You Miss

Automated tools check every transaction, not just spot samples. Fee calculations are verified against platform rate schedules. Timing differences between sales dates and deposit dates are handled automatically. The output includes matched pairs, unmatched items, fee breakdowns, and journal entries ready to post to your accounting system.

Frequently Asked Questions

Two files: your bank statement (CSV or Excel) and the matching report from your payment processor, e-commerce platform, or accounting system.
The algorithm matches by amount, date, and reference. Batch deposits are broken down to individual transactions. Unmatched items are flagged for manual review.
All reconciliation happens in your browser via WebAssembly. Bank statements and transaction data never leave your computer.
Payment processors combine multiple sales into single bank deposits. Our tools break these down and match individual transactions to the combined deposit amount.
Yes. Foreign currency transactions are matched with exchange rate adjustments. Both original and converted amounts are tracked in the reconciliation report.
Match summary, matched pairs list, unmatched items, fee analysis by type, timing differences, and journal entries for your accounting system.
Monthly is standard for most businesses. High-volume sellers benefit from weekly reconciliation to catch discrepancies early.