OFX to QuickBooks Desktop — IIF Converter

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Convert Complete

QuickBooks Desktop IIF Format

Ready for download

Records converted

Import bank transactions from OFX, QFX, or QBO files directly into QuickBooks Pro, Premier, or Enterprise.

No API required
Browser-based processing
Run on Google Cloud Platform

Download Sample OFX File

Sample bank OFX file to test the converter

Download Sample

Tool Rating

4.7 / 5 (38 votes)

How It Works

1

Download

Download OFX/QFX/QBO file from your bank's website

2

Upload

Upload the file and configure your account names

3

Convert

Download the .iif file

4

Import

In QB Desktop: File → Utilities → Import → IIF Files

Your Data is Safe

Bank-Level Security

256-bit SSL encryption. Same standards as major financial institutions.

No Data Storage

Files are processed directly in browser. No calls to our servers.

GDPR Compliant

Full EU data protection compliance. Your privacy rights protected.

ISO/IEC 27001 Certified GDPR Compliant Swiss Privacy CCPA Compliant

Field Mapping

How Banking Ofx fields map to Quickbooks Desktop Iif

Banking Ofx Source Value Quickbooks Desktop Iif Target Value Note
FITID 202501150001 DOCNUM 202501150001 Bank transaction ID as document number
DTPOSTED 2025-01-15 12:00:00 DATE 01/15 12:00:00/2025 Transaction date
TRNAMT -50.00 AMOUNT -50.00 Transaction amount
NAME AMAZON PURCHASE NAME AMAZON PURCHASE Payee name
MEMO Online order #12345 MEMO Online order #12345 Transaction memo
CHECKNUM 1001 CHECKNUM Check number (if check transaction)

Data Transformation

Each bank transaction becomes a TRNS/SPL/ENDTRNS block

Input OFX Transaction

One row per bank transaction

Key columns: FITID, DTPOSTED, TRNAMT, NAME
1:N — One input row creates multiple output rows
Output IIF Transaction Block 3 rows per input

Hierarchical structure for QuickBooks Desktop import

Why Convert OFX to IIF?

The Bank Feed Alternative

QuickBooks Desktop's Bank Feeds can be unreliable or unavailable for some banks. OFX files downloaded directly from your bank give you complete control over which transactions you import and when. QuickBooks Desktop can't import OFX files directly for all transaction types—it requires IIF (Intuit Interchange Format) for full transaction import with proper account assignments.

What This Tool Does

We convert your bank's OFX/QFX/QBO download to IIF format: - Deposits become balanced DEPOSIT transactions - Payments become balanced CHECK transactions - Transfers are handled as GENERAL JOURNAL entries - All transactions balance (debits = credits) Import via File → Utilities → Import → IIF Files.

Common IIF File Import Errors

Issues you might encounter when importing OFX/QFX/QBO Bank Transactions data to IIF File - and how we solve them

Account Not Found

QuickBooks can't find the specified account name

Account 'Bank Account' not in Chart of Accounts
Create the account first or use exact name

Verify account names match your Chart of Accounts exactly

Edit account names in the tool options before converting

Transaction Doesn't Balance

IIF requires AMOUNT sum to equal zero per transaction

TRNS: 100, SPL: -90 (doesn't balance)
TRNS: 100, SPL: -100 (balances to zero)

We ensure each transaction balances correctly

All amounts are validated before export

Why Use This Tool?

OFX/QFX/QBO Support

Works with all major bank download formats.

Balanced Transactions

Every transaction has proper double-entry (debit = credit).

Account Mapping

Configure bank, income, and expense account names.

Desktop Compatible

Works with QuickBooks Pro, Premier, and Enterprise.

Check Number Preservation

Check numbers from OFX are preserved in IIF output.

Browser-Based Privacy

Files process locally. Your bank data never leaves your computer.

Frequently Asked Questions

They're all variants of the Open Financial Exchange format. OFX is the standard, QFX is Quicken's version, and QBO is QuickBooks' version. This tool handles all three identically.
IIF import works with QuickBooks Pro, Premier, and Enterprise versions 2000-2025.
Yes. The bank account, income account, and expense account names must exist in your QuickBooks Chart of Accounts before importing.
Positive amounts become DEPOSIT transactions crediting your income account. Negative amounts become CHECK transactions debiting your expense account.
Transfers (XFER type in OFX) are converted to GENERAL JOURNAL entries between accounts.
In QuickBooks Desktop: File → Utilities → Import → IIF Files. Select your downloaded file and click Import.