What OFX export file format does this tool accept?

This tool accepts OFX Bank File files. Export from OFX and upload the File file directly.

Can I convert OFX CSV to QuickBooks Online?

Yes, this tool converts OFX Bank File exports directly to QuickBooks Online CSV format compatible with QuickBooks Online.

How do I import OFX bank to QuickBooks Online?

Export your bank from OFX, upload the CSV file to this converter, then import the converted file to QuickBooks Online.

Convert OFX to QuickBooks Online CSV | Free OFX to QBO Converter

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QuickBooks Online CSV Format

valid rows

Transform OFX/QBO bank transaction files into QuickBooks Online's 3-column CSV format for manual upload. Free converter - your data never leaves your browser.

No API required

Browser-based processing

Run on Google Cloud Platform

Download Sample OFX

Valid OFX file with sample transactions

Sample OFX File

Download QBO CSV Example

See what the output format looks like

Output Example

How It Works

Download OFX from Your Bank

Log into online banking → Statements → Download → Select OFX/QFX/QBO format

Upload OFX File

Drop your OFX file here or click to browse (.ofx, .qfx, .qbo supported)

Download QBO CSV

Get your converted CSV file in QuickBooks Online's 3-column format

Import to QuickBooks Online

In QBO: Banking → Upload Transactions → Select your bank account → Upload the CSV file

Why Convert OFX to CSV for QuickBooks Online?

QuickBooks Online Doesn't Always Accept OFX

While QuickBooks Online supports bank connections, many situations require manual CSV import: - 90+ day history gaps: QBO bank connections only sync recent transactions - Disconnected accounts: Banks that don't support automatic connection - Closed accounts: Historical data from accounts you've closed - Multiple accounts: Bulk importing from several accounts at once - Data migration: Moving from QuickBooks Desktop or other software OFX files from your bank can't be directly uploaded to QBO - they must be converted to CSV first.

What This Tool Does

We convert your OFX bank file to QuickBooks Online's required CSV format: Input (OFX XML): DEBIT 20250118120000 -150.50 20250118001 AMAZON.COM Order #12345 Output (QBO CSV): Date,Description,Amount 01/18/2025,AMAZON.COM - Order #12345,-150.50 The tool handles date formatting, combines payee and memo into description, and preserves amount signage (negative = debit, positive = credit).

Your Data is Safe

Bank-Level Security

256-bit SSL encryption. Same standards as major financial institutions.

No Data Storage

Files are processed directly in browser. No calls to our servers.

GDPR Compliant

Full EU data protection compliance. Your privacy rights protected.

Field Mapping

How Banking Ofx fields map to Quickbooks Online Bank Transaction

Banking Ofx	Source Value		Quickbooks Online Bank Transaction	Target Value	Note
`DTPOSTED`	`2025-01-15 12:00:00`	→	`Date`	`01/15 12:00:00/2025`	OFX date (YYYYMMDD) → MM/DD/YYYY
`TRNAMT`	`-50.00`	→	`Amount`	`-50.00`	Signed amount (negative for debits, positive for credits)

Why Use This Tool?

Automatic Date Formatting

Converts OFX dates (YYYYMMDD) to QuickBooks Online format (MM/DD/YYYY)

Smart Description Builder

Combines payee, memo, and check number into a single description field

Amount Sign Preservation

Maintains correct signs (negative for debits, positive for credits)

Duplicate Prevention

Generates unique transaction IDs if missing to prevent duplicate imports

Browser-Based Security

All processing happens in your browser - your financial data never leaves your computer

Works with All Banks

Supports OFX files from Chase, Bank of America, Wells Fargo, Citi, and 1000+ banks

Data Transformation

Each OFX transaction becomes one CSV row

XML-based bank transaction

Key columns: FITID, DTPOSTED, TRNAMT, NAME, MEMO

1:1 — One input row creates one output row

Simple CSV format with 3 columns

Transaction Convert OFX date to MM/DD/YYYY

Description Combine payee and memo

Amount Keep signed amount as-is

Amounts must be numeric; dates must be valid

Common Bank Transaction CSV (3-Column) Import Errors

Issues you might encounter when importing OFX/QFX/QBO Bank Transactions data to Bank Transaction CSV (3-Column) - and how we solve them

Invalid OFX File

File is not a valid OFX/QFX format

CSV file or corrupted OFX

Valid OFX file from bank download

Ensure you're uploading an OFX/QFX file directly from your bank

Download the OFX file again from your bank's website

No Transactions Found

OFX file contains no transaction data

OFX file with empty BANKTRANLIST

OFX file with at least one STMTTRN

Ensure the date range in your bank download includes transactions

Download a different date range with transaction activity

Duplicate Transaction IDs

Multiple transactions with same FITID (will cause import issues)

Same FITID used for different transactions

Unique FITID for each transaction

The tool generates unique IDs if FITID is missing or duplicated

Allow the tool to auto-generate unique transaction IDs

Frequently Asked Questions

OFX (Open Financial Exchange) is the base format. QFX is Quicken's variant with Intuit-specific headers. QBO is QuickBooks Desktop's variant. All three are XML-based and use the same transaction structure, so this tool converts all of them to QuickBooks Online CSV.

QuickBooks Online only accepts OFX files through automatic bank connections, not manual upload. For manual imports (90+ day history, closed accounts, disconnected banks), you must use CSV format. This tool converts OFX to the exact CSV format QBO requires.

QuickBooks Online will attempt to match transactions based on date, amount, and description. Review the import carefully and use QBO's 'Match' feature to link duplicates. We recommend importing transactions outside your existing feed range to avoid duplicates.

Check numbers are preserved in the description (e.g., 'Check #1234'). The original bank transaction ID (FITID) is not imported to QBO CSV (CSV format doesn't support it), but it's used during conversion to prevent processing duplicates.

Currently, you need to convert files one at a time. However, you can combine the resulting CSV files in Excel before uploading to QuickBooks Online. Just ensure you don't duplicate the header row.

Yes! Credit card transactions from OFX files are converted the same way. Just make sure to upload the CSV to the correct credit card account in QuickBooks Online (not your bank account).

OFX files typically don't include category information (that's added by accounting software). QuickBooks Online's CSV import doesn't support categories either - you'll need to categorize transactions using bank rules or manually after import.

Yes! You get 5 free preview rows to test the conversion. Full conversion costs just 0.5 credits per 1,000 rows (minimum 5 credits). A typical month of transactions (50-100 rows) costs only 5 credits.

Absolutely. All conversion happens entirely in your browser using client-side JavaScript. Your OFX file is never uploaded to our servers. Your bank transactions never leave your computer.