Been searching for something like this for months. Our Shopify store processes 500+ orders monthly and this handles everything perfectly. Date formats, tax columns, refunds - all correct.
Convert QIF to QuickBooks Online CSV | Free QIF to QBO Converter
or drop .qif, .txt files here
or
Invoice import blocked if Sales Tax enabled in QBO
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What Our Users Say
works good, wish it had batch mode
I was spending 4-5 hours every month reformatting exports manually. This tool paid for itself in the first use. The preview feature helped me verify the mapping before paying.
exactly what i needed thx!!
Super straightforward. Upload, convert, download. No account needed which is nice. Would give 5 stars if they add Xero support.
saved me hours of work
My accountant was so happy when I sent her the converted file. No more back-and-forth about date formats or missing columns. Everything imported correctly on first try.
fast and easy 10/10 would recommend
Been using this for 6 months for monthly reconciliations. Handles all the edge cases - partial refunds, multi-line orders, currency conversions. Very reliable tool.
Good tool, does what it says. Interface could be bit better but conversion quality is excellent. Using it for my 3 Shopify stores.
Switched from A2X to this. Way simpler for my needs - I don't need real-time sync, just clean data once a month. This delivers exactly that.
finally!! something that works with QB desktop!!
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Ready to convert your own data?
Transform QIF (Quicken Interchange Format) transaction files into QuickBooks Online's 3-column CSV format. Free converter - your data never leaves your browser.
No API required
Browser-based processing
Run on Google Cloud Platform
How It Works
1
Export QIF from Your Software
Quicken: File → Export → QIF | Microsoft Money: File → Export | Or manually create QIF file
2
Upload QIF File
Drop your QIF text file here or click to browse
3
Download QBO CSV
Get your converted CSV file ready for QuickBooks Online
4
Import to QuickBooks Online
In QBO: Banking → Upload Transactions → Select account → Upload CSV
Why Convert QIF to CSV for QuickBooks Online?
QIF: The Legacy Format Still in Use
QIF (Quicken Interchange Format) is a simple text-based format created in the 1990s. Despite its age, it's still widely used:
- Legacy software: Microsoft Money, old Quicken versions, GnuCash all export QIF
- Universal compatibility: Many financial tools support QIF as a fallback format
- Manual record keeping: Easy to create/edit QIF files in text editors
- Historical archives: Old financial records often stored as QIF
QuickBooks Online doesn't import QIF files - you must convert to CSV first.
What This Tool Does
We convert your QIF text file to QuickBooks Online's required CSV format:
Input (QIF - plain text with single-character codes):
!Type:Bank
D01/18/2025
T-150.50
PAMAZON.COM
MOrder #12345
^
Output (QBO CSV):
Date,Description,Amount
01/18/2025,AMAZON.COM - Order #12345,-150.50
The tool parses QIF's tag-based format (D=date, T=amount, P=payee, M=memo) and converts to QBO's simple CSV columns.
Your Data is Safe
Bank-Level Security
256-bit SSL encryption. Same standards as major financial institutions.
No Data Storage
Files are processed directly in browser. No calls to our servers.
GDPR Compliant
Full EU data protection compliance. Your privacy rights protected.
Field Mapping
How Banking Qif fields map to Quickbooks Online Bank Transaction
| Banking Qif | Source Value | Quickbooks Online Bank Transaction | Target Value | Note | |
|---|---|---|---|---|---|
D |
01/15/2025 |
→ | Date |
01/15/2025
|
QIF date (flexible formats) → MM/DD/YYYY |
T |
-50.00 |
→ | Amount |
-50.00
|
Signed amount (negative for payments, positive for deposits) |
Why Use This Tool?
Legacy Format Support
Works with QIF files from Quicken, Microsoft Money, GnuCash, and more
Flexible Date Parsing
Handles multiple QIF date formats (MM/DD/YY, M/D'YY, MM/DD/YYYY)
Smart Description Builder
Combines payee (P), memo (M), and check number (N) into description
Split Transaction Handling
Converts split transactions (S, E, $) to single CSV rows with total amount
Browser-Based Security
All processing in your browser - your QIF data stays private
Category Preservation
Includes category info in description (note: QBO CSV doesn't import categories)
Data Transformation
Each QIF transaction becomes one CSV row (splits are combined)
Input
QIF Transaction
Text-based transaction with single-character codes
Key columns:
D (Date),
T (Amount),
P (Payee),
M (Memo)
1:1 — One input row creates one output row
Output
QuickBooks Online CSV Row
Simple CSV format with 3 columns
Transaction
Convert QIF date to MM/DD/YYYY
Description
Combine payee, memo, and check number
Amount
Keep signed amount as-is
Amounts must be numeric; dates must be valid
Common Bank Transaction CSV (3-Column) Import Errors
Issues you might encounter when importing QIF Bank Transactions data to Bank Transaction CSV (3-Column) - and how we solve them
Invalid QIF File
File is not a valid QIF format
CSV file or corrupted QIF
Valid QIF file from Quicken or bank
Ensure you're uploading a QIF file with proper format
QIF files are text files with lines starting with D, T, P, etc.
Missing Transaction Date
QIF transaction missing required 'D' (date) field
Transaction without D line
D01/18/2025 at start of transaction
Every QIF transaction must have a date (D field)
Check QIF file format - each transaction needs D and T fields
Missing Transaction Amount
QIF transaction missing required 'T' (amount) field
Transaction without T line
T-150.50 in transaction block
Every QIF transaction must have an amount (T field)
Check QIF file format - each transaction needs D and T fields
Split Transaction Detected
QIF contains split transactions (S, E, $ fields)
Single transaction with multiple categories
Splits converted to total amount only
Split transactions are combined into single CSV row with total amount
Category information is lost in QBO CSV import (use bank rules after import)
Frequently Asked Questions
QIF (Quicken Interchange Format) is a text-based format from the 1990s. Each transaction is a block of lines starting with single-character codes: D for date, T for amount, P for payee, M for memo, ending with ^. It's human-readable and easy to edit in a text editor.
QIF is a legacy format that Intuit (QuickBooks maker) created for Quicken. QuickBooks Online moved to modern CSV imports for simplicity. QBO's manual upload feature only accepts 3 or 4-column CSV files, not the multi-line tag-based QIF format.
Yes! QIF is a universal format. Any software that exports QIF (Microsoft Money, GnuCash, Moneydance, old Quicken versions) will work with this tool. The QIF specification is the same across all platforms.
QIF supports split transactions using S (split category), E (split memo), and $ (split amount) tags. This tool combines splits into a single CSV row with the total transaction amount. Category details are included in the description field for your reference.
QIF categories are preserved in the description field (e.g., 'Payee - Memo [Office Supplies]'). However, QuickBooks Online's CSV import doesn't support categories - you'll need to set up bank rules in QBO to auto-categorize after import.
Yes! QIF is plain text. You can open it in Notepad/TextEdit and manually add, remove, or edit transactions. Just maintain the format: each transaction starts with D and T lines, ends with ^. Be careful with date formats.
QIF is flexible with dates: MM/DD/YYYY (01/18/2025), M/D/YY (1/18/25), MM/DD/YY (01/18/25), and variations with apostrophes (M/D'YY). This tool handles all common QIF date formats automatically.
Yes! Preview the first 5 rows free. Full conversion costs 0.5 credits per 1,000 rows (minimum 5 credits). Most QIF files are small - a year of transactions typically costs only 5 credits.
Absolutely. All conversion happens in your browser. Your QIF file is never uploaded to servers. Your financial data never leaves your computer.
Banking → Quickbooks Online Data Ecosystem
All available data flows from Banking to Quickbooks Online
Banking
Bank CSV Transactions
Generic bank CSV export with flexible column detection
→
Quickbooks Online
Bank Transaction CSV (3-Column)
QuickBooks Online bank transaction import - 3-column format
Date → Date
Description/Payee/Memo → Description
Amount → Amount
Banking
Bank CSV Transactions
Generic bank CSV export with flexible column detection
→
Quickbooks Online
Bank Transaction CSV (3-Column)
QuickBooks Online bank transaction import - 3-column format
Date → DTPOSTED
Description/Payee → NAME
Memo → MEMO
Banking
IIF QuickBooks Transactions
Intuit Interchange Format for QuickBooks Desktop (tab-delimited)
→
Quickbooks Online
Bank Transaction CSV (3-Column)
QuickBooks Online bank transaction import - 3-column format
DATE → Date
NAME + MEMO → Description
AMOUNT → Amount
Banking
OFX/QFX/QBO Bank Transactions
Bank and credit card transactions in Open Financial Exchange format
→
Quickbooks Online
Bank Transaction CSV (3-Column)
QuickBooks Online bank transaction import - 3-column format
DTPOSTED → Date
NAME + MEMO → Description
TRNAMT → Amount
Banking
OFX/QFX/QBO Bank Transactions
Bank and credit card transactions in Open Financial Exchange format
→
Quickbooks Online
Bank Transaction CSV (3-Column)
QuickBooks Online bank transaction import - 3-column format
DTPOSTED → Date
NAME + MEMO → Description
TRNAMT → Amount
Banking
QIF Bank Transactions
Quicken Interchange Format transactions for bank and credit card accounts
→
Quickbooks Online
Bank Transaction CSV (3-Column)
QuickBooks Online bank transaction import - 3-column format
D → Date
P + M → Description
T → Amount