QBO File to QuickBooks Desktop — IIF Converter

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Convert Complete

QuickBooks Desktop IIF Format
valid rows

Import QBO bank downloads directly into QuickBooks Pro, Premier, or Enterprise. Convert .qbo files to IIF format.

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Download Sample QBO File

Sample QuickBooks Web Connect QBO file to test the converter

Download Sample

Tool Rating

4.7 / 5 (31 votes)

How to Convert Your File

1

Export from Banking

Accounts → Transaction History → Export

2

Upload and Configure

Upload OFX/QFX/QBO Bank Transactions CSV and choose IIF File format

3

Preview and Download

Review converted data, download Quickbooks Desktop-ready file

4

Import to QuickBooks Desktop

File → Utilities → Import → IIF Files → Select File

Output is in QuickBooks Desktop IIF format — ready to import directly, no manual reformatting needed.

Common Conversion Questions

Is a .qbo file the same as QuickBooks Online?

No! A .qbo FILE is a bank download format (extension of OFX). QuickBooks Online (also abbreviated 'QBO') is Intuit's cloud accounting software. This tool converts .qbo FILES, not QuickBooks Online data.

Which QuickBooks Desktop versions are supported?

IIF import works with QuickBooks Pro, Premier, and Enterprise versions 2000-2025.

How do I import the IIF file?

In QuickBooks Desktop, go to File → Utilities → Import → IIF Files. Select your converted file and click Import.

Why Convert QBO Files to IIF?

What is a .qbo File?

A .qbo file is QuickBooks' version of the OFX bank download format. Many banks offer "Web Connect" downloads as .qbo files specifically for QuickBooks users. Important: .qbo files are NOT the same as QuickBooks Online (also called QBO). This tool converts .qbo FILE downloads to IIF format for QuickBooks Desktop.

When to Use This Tool

While QuickBooks Desktop can import .qbo files directly via Web Connect, sometimes you need more control: - Direct Web Connect is unavailable or broken - You need to edit transactions before import - You're importing historical data - You want to choose specific accounts for transactions This tool gives you that control by converting to IIF format.

Your Conversion is Secure

Browser-Only Processing

All conversion runs in your browser. Files are never uploaded to any server.

No Data Retention

Nothing is stored after conversion. Close the tab and your data is gone.

GDPR Compliant

Full EU data protection compliance. Your privacy rights are fully protected.

Field Mapping

How Banking Ofx fields map to Quickbooks Desktop Iif

Banking Ofx Source Value Quickbooks Desktop Iif Target Value Note
FITID 202501150001 DOCNUM 202501150001 Bank transaction ID as document number
DTPOSTED 2025-01-15 12:00:00 DATE 01/15 12:00:00/2025 Transaction date
TRNAMT -50.00 AMOUNT -50.00 Transaction amount
NAME AMAZON PURCHASE NAME AMAZON PURCHASE Payee name
MEMO Online order #12345 MEMO Online order #12345 Transaction memo
CHECKNUM 1001 CHECKNUM Check number (if check transaction)

Why Use This Converter?

Full QBO File Support

Handles all QuickBooks Web Connect .qbo files.

Balanced Transactions

Every transaction has proper double-entry (debit = credit).

Account Control

Choose exactly which accounts transactions go to.

Desktop Compatible

Works with QuickBooks Pro, Premier, and Enterprise.

Transaction ID Preservation

FITID from .qbo preserved as document number.

Browser-Based Privacy

Files process locally. Your bank data never leaves your computer.

Data Transformation

Each bank transaction becomes a TRNS/SPL/ENDTRNS block

Input OFX Transaction

One row per bank transaction

Key columns: FITID, DTPOSTED, TRNAMT, NAME
1:N — One input row creates multiple output rows
Output IIF Transaction Block 3 rows per input

Hierarchical structure for QuickBooks Desktop import

Common IIF File Import Errors

Issues you might encounter when importing OFX/QFX/QBO Bank Transactions data to IIF File - and how we solve them

Account Not Found

QuickBooks can't find the specified account name

Account 'Bank Account' not in Chart of Accounts
Create the account first or use exact name

Verify account names match your Chart of Accounts exactly

Edit account names in the tool options before converting

Transaction Doesn't Balance

IIF requires AMOUNT sum to equal zero per transaction

TRNS: 100, SPL: -90 (doesn't balance)
TRNS: 100, SPL: -100 (balances to zero)

We ensure each transaction balances correctly

All amounts are validated before export

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Buy bundles and get up to 60% off. Perfect for recurring monthly conversions.

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One-time credit bundles are valid for one year. Subscription credits refresh monthly. You can use credits across any tool, anytime.

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Files process entirely in your browser. We're GDPR compliant with TLS encryption.

Can I get a refund?

Yes! Full refund within 14 days if no credits used. Partial refund for unused credits anytime. Contact sup@spreadsheetbroccoli.com.

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Frequently Asked Questions

Your data never leaves your device. All files are processed entirely in your browser using client-side JavaScript - no data is stored on our servers or sent anywhere. There's no account to hack, no database storing your files, and no API connections to your bank or accounting software. You upload, convert, download, and we forget it immediately.
No payment or signup required. You can upload your file, see a free preview of the conversion results, and verify everything looks correct before paying anything. If it doesn't work for your files, you haven't wasted any money. We only charge when you're satisfied and ready to download the final converted file.
You can, but free scripts and AI often miss edge cases that break real-world data: missing SKUs, currency formatting quirks, tax calculation errors, or date format mismatches. We have battle-tested validators specifically designed for accounting software imports that catch these issues before they corrupt your books. Plus, you get instant browser-based conversion without installing Python or managing dependencies.
No! A .qbo FILE is a bank download format (extension of OFX). QuickBooks Online (also abbreviated 'QBO') is Intuit's cloud accounting software. This tool converts .qbo FILES, not QuickBooks Online data.
They're essentially the same format. QBO is Intuit's branded version of OFX with some QuickBooks-specific metadata. Both work with this converter.
Web Connect works well, but sometimes fails or isn't available. This tool gives you manual control over the import process and lets you specify exactly which accounts to use.
IIF import works with QuickBooks Pro, Premier, and Enterprise versions 2000-2025.
Yes. The Bank Account and expense/income accounts you specify must already exist in your QuickBooks Chart of Accounts.
In QuickBooks Desktop, go to File → Utilities → Import → IIF Files. Select your converted file and click Import.
QBO files imported to QB Desktop first go to the Online Banking Center for review. Convert to IIF for direct register import instead.
You need QB Desktop within 3 years of the current release. Older versions won't recognize QBO files.
Missing or mismatched account ID (ACCTID), file format issues, or outdated QB Desktop version. Check the QBO file's ACCTID matches your QB account.
No. IIF import only works with QB Desktop. QB Online requires CSV format instead.

Alternative tools for QBO File → QB Desktop: