QIF File Validator

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Validation Report Format
valid rows

Check your Quicken Interchange Format files for errors, missing data, and formatting issues before importing.

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Download Clean Sample

Valid QIF bank transaction file (no errors)

Clean Template

Download Error Sample

Sample with validation errors for testing

Error Example

Validation Questions Answered

What is a QIF file?

QIF (Quicken Interchange Format) is a legacy text-based format for transferring financial data between applications. While older, it's still supported by many banks and accounting software.

What fields are required?

Each transaction requires a Date (D line) and Amount (T line). Optional fields include Payee (P), Memo (M), Category (L), and Check Number (N).

What happens to my data?

Your file is processed entirely in your browser. No financial data is uploaded to our servers.

How Validation Works

1

Export from Banking

My Account → Account Activity → Select .QIF

2

Upload CSV

Upload your QIF Bank Transactions export file

3

Review Validation Results

Check your Banking data for errors and warnings

Issues are flagged inline with clear fix suggestions — review and correct before you import.

Why Validate QIF Files?

Catch Format Issues Early

QIF is a legacy text-based format that's sensitive to formatting issues. Missing fields, incorrect date formats, or improper line endings can cause import failures in Quicken, QuickBooks, and other accounting software. Validating first identifies exactly which transactions have problems.

What This Tool Checks

We validate your QIF file against the format specification: - Required fields present (Date, Amount) - Date formats valid and parseable - Amount values numeric with proper sign - Transaction separators correct - Category format valid (if present) You get a detailed error report with line numbers to fix issues.

Your Data Stays Private During Validation

Every Row Checked

Each record is validated against format rules. Catch errors before they reach your platform.

Runs in Your Browser

Validation happens locally. Your data never leaves your browser.

GDPR Compliant

No files uploaded, no data retained. Full EU privacy compliance.

Why Validate Before Importing?

Transaction Validation

Checks each transaction for required date and amount fields.

Date Format Checking

Validates dates match expected QIF formats (MM/DD/YY or MM/DD/YYYY).

Line-Level Errors

Get specific error messages with line numbers for quick debugging.

Split Transaction Support

Validates split transaction entries with multiple categories.

Browser-Based

Files processed locally. Your financial data never leaves your computer.

Instant Results

Get validation results in seconds for any file size.

Common Target Import Errors

Issues you might encounter when importing Source data to Target - and how we solve them

Missing Transaction Date

Transaction is missing the required date field (D line)

Transaction without D line
D01/15/2025

Each transaction must have a date line starting with D

Check if the QIF file was truncated or corrupted

Invalid Date Format

The date format is not recognized

D2025-01-15 (ISO format)
D01/15/2025 or D1/15/25

QIF dates typically use MM/DD/YY or MM/DD/YYYY format

Check the software that exported this file

Missing Transaction Amount

Transaction is missing the required amount field (T line)

Transaction without T line
T-50.00

Each transaction must have an amount line starting with T

Verify the export included complete transaction data

Invalid Amount Value

The amount contains non-numeric characters

TNULL or T$50.00
T-50.00 or T50.00

Amount should be numeric with optional negative sign

Remove any currency symbols or text from amounts

Missing Transaction Separator

Transactions are not properly separated by caret (^)

D01/15/2025 T-50.00 D01/16/2025
D01/15/2025\nT-50.00\n^\nD01/16/2025

Each transaction must end with a caret (^) on its own line

Check if the file was improperly edited

Invalid Category Format

The category line format is incorrect

L[Transfer Account
LOffice Supplies or L[Transfer Account]

Categories should be text; transfers use [AccountName]

Fix the category syntax in the source file

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Files process entirely in your browser. We're GDPR compliant with TLS encryption.

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Yes! Full refund within 14 days if no credits used. Partial refund for unused credits anytime. Contact sup@spreadsheetbroccoli.com.

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Frequently Asked Questions

Your data never leaves your device. All files are processed entirely in your browser using client-side JavaScript - no data is stored on our servers or sent anywhere. There's no account to hack, no database storing your files, and no API connections to your bank or accounting software. You upload, convert, download, and we forget it immediately.
No payment or signup required. You can upload your file, see a free preview of the conversion results, and verify everything looks correct before paying anything. If it doesn't work for your files, you haven't wasted any money. We only charge when you're satisfied and ready to download the final converted file.
You can, but free scripts and AI often miss edge cases that break real-world data: missing SKUs, currency formatting quirks, tax calculation errors, or date format mismatches. We have battle-tested validators specifically designed for accounting software imports that catch these issues before they corrupt your books. Plus, you get instant browser-based conversion without installing Python or managing dependencies.
QIF (Quicken Interchange Format) is a legacy text-based format for transferring financial data between applications. While older, it's still supported by many banks and accounting software.
Each transaction requires a Date (D line) and Amount (T line). Optional fields include Payee (P), Memo (M), Category (L), and Check Number (N).
QIF date formats vary (MM/DD/YY, MM/DD/YYYY, DD/MM/YY). Some software exports dates differently. The validator checks for common formats.
Yes, QIF supports different account types (Bank, CCard, Invst, etc.) indicated by the header. The validator handles all standard types.
Your file is processed entirely in your browser. No financial data is uploaded to our servers.
QIF import usually fails due to incorrect date formats, missing required fields, or invalid line breaks. Validate the file first to identify exact errors before attempting import.
QIF files should use ASCII or UTF-8 encoding. Check encoding with a text editor or terminal command. Incorrect encoding prevents proper file parsing.
Use a text editor or regex to fix double carriage returns (\r\n\r\n) by replacing with a single return plus transaction separator. Chase QIF files commonly have this issue.
Yes, QIF supports splits with S (category), $ (amount), and E (memo) fields. The split amounts must sum to the total transaction amount.
Corruption occurs from incomplete exports, improper line endings, or malformed field values. You can inspect and fix plain text QIF files directly in a text editor.

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