How-To Guide
Updated: 2025-01-15 8 min read

How to Download OFX/QFX Files from Your Bank (2025 Guide)

Every major bank offers transaction downloads in OFX, QFX, or similar formats. This guide shows you exactly where to find the download option for popular banks and what format to choose.

Understanding Bank File Formats

Banks offer several download formats. Here's what they mean:

Bank File Formats

Format Full Name Best For
OFX Open Financial Exchange Universal format, works everywhere
QFX Quicken Financial Exchange Intuit's branded OFX (same data)
QBO QuickBooks Web Connect OFX with QuickBooks metadata
CSV Comma Separated Values Spreadsheet format, less metadata
All formats work Our converter accepts OFX, QFX, and QBO files. They're essentially the same format with different branding. Choose whichever your bank offers.

Chase Bank

1

Log in to chase.com

Sign in to your Chase online banking account.

2

Select your account

Click on the checking, savings, or credit card account you want to download.

3

Find Download option

Look for 'Download account activity' link, usually in the account details or statements area.

4

Set date range

Choose your date range. Chase allows up to 7 years of history.

5

Select format

Choose 'Quicken (QFX)' for best results. CSV also works.

Tip: Chase calls their OFX format 'Quicken' — it's the same thing.
6

Download file

Click Download. The file will save to your Downloads folder.

Chase Business Chase Business banking has the same download options. Look for "Download account activity" in your business account dashboard.

Bank of America

1

Log in to bankofamerica.com

Sign in to your Bank of America online banking.

2

Go to your account

Select the account you want to download transactions from.

3

Find Download Transactions

Click on 'Download Transactions' or look in the account menu.

4

Choose format

Select 'Microsoft Money (OFX)' or 'Quicken (QFX)'.

Tip: Bank of America may label OFX as 'Microsoft Money' — both work.
5

Select date range

Choose dates. BofA typically offers 18-24 months online.

6

Download

Click Download to save the file.

Wells Fargo

1

Log in to wellsfargo.com

Sign in to Wells Fargo Online Banking.

2

Select account

Navigate to the account you want to export.

3

Click Download Account Activity

Find the download option in the account tools or activity section.

4

Choose file type

Select 'Quicken (QFX)' or 'Microsoft Money (OFX)'.

5

Set date range

Wells Fargo provides up to 18 months of transaction history.

6

Download file

Click Download and save to your computer.

Capital One

1

Log in to capitalone.com

Sign in to your Capital One account.

2

Go to account activity

Select your bank account or credit card.

3

Find Download Transactions

Look for 'Download Transactions' in the account menu.

4

Select format

Choose 'QFX (Quicken)' or 'OFX' format.

5

Choose dates

Capital One typically offers 2-7 years depending on account type.

6

Download

Save the file to your computer.

Capital One 360 Capital One 360 (formerly ING Direct) accounts have the same download options in the account activity section.

American Express

1

Log in to americanexpress.com

Sign in to your American Express account.

2

Go to Statements & Activity

Navigate to your card's statement or activity page.

3

Click Download or Export

Look for the download/export option near the transaction list.

4

Select format

Choose 'Quicken (QFX)' format.

5

Choose date range

Amex limits downloads to 90 days at a time.

Warning: For more than 90 days, you'll need multiple downloads.
6

Download file

Save the QFX file to your computer.

Other Banks

Most banks follow a similar pattern. Look for these terms:

  • "Download Transactions" or "Export"
  • "Quicken" or "Microsoft Money" format
  • "OFX" or "QFX" in format options

If you can't find the download option:

  1. Check the account activity or statements page
  2. Look for a gear icon or "More options" menu
  3. Search your bank's help for "download transactions"
  4. Contact your bank's support
CSV as Fallback If your bank doesn't offer OFX/QFX, download CSV instead. Our CSV converter handles spreadsheet exports from any bank.

Common Download Issues

Download Problems

Download option not available

Cause:

Some accounts or date ranges may not support downloads

Solution:

Try a different date range, or contact your bank to enable the feature
File opens in browser instead of downloading

Cause:

Browser trying to display the file

Solution:

Right-click the download link and choose 'Save Link As'
Date range too long

Cause:

Banks limit how far back you can download at once

Solution:

Download in smaller chunks (e.g., 3 months at a time)
Wrong file format downloaded

Cause:

Selected wrong option or bank defaulted to PDF

Solution:

Go back and explicitly select OFX, QFX, or Quicken format

Got your bank file?

Convert to QuickBooks Desktop

Frequently Asked Questions

They're essentially the same format. QFX is Intuit's branded version of OFX. Both work with our converter and contain the same transaction data.
It varies by bank: Chase offers up to 7 years, most others 18-24 months online. For older transactions, contact your bank for statement copies.
Yes! Use our CSV to QuickBooks Desktop converter instead. It handles spreadsheet exports from any bank.
Most banks require downloading each account separately. You can combine the files in QuickBooks after importing.
It's an Amex policy. For a full year, download 4-5 separate files covering different 90-day periods.

Related Guides

Import IIF to QuickBooks

Next step: importing your converted file

Troubleshooting

Fix common import errors

CSV Converter

For banks that don't offer OFX