Our Shopify store offers Klarna at checkout and the settlement CSVs were a nightmare to reconcile. I converted three months of Klarna settlements to QuickBooks bank format in one batch. The net amounts matched our bank deposits exactly, and the 4-column format made credit-debit splits obvious.
Klarna QuickBooks Integration
Seamless Klarna BNPL and QuickBooks Online integration using CSV. No monthly subscription, no complex setup.
Free preview — then from $5. Save with bundles.How Integration Works
Export from Klarna
Merchant Portal → Settlements → Download CSV
Upload and Configure
Upload Settlement Report Export CSV and choose Bank Transaction CSV (4-Column) format
Preview and Download
Review converted data, download Quickbooks Online-ready file
Import to QuickBooks Online
Banking → Select Account → Upload from Computer → Import CSV
Your file is ready for QuickBooks Online Bank Upload CSV — just upload it, no extra steps needed.
How People Use This
Half my clients accept Klarna and I used to spend hours reformatting settlement reports. Now I convert each client's Klarna CSV to QuickBooks format, import it to their clearing account, and match against actual deposits. Month-end close went from two days to a few hours.
Klarna's 15-column CSV was impossible to import directly into QuickBooks Online. The conversion strips out the noise and maps net payout amounts to the right columns. I set up bank rules in QuickBooks so the converted transactions auto-categorize on import.
I switched from manually entering Klarna payouts to converting the full settlement CSV. Each weekly payout now imports cleanly into QuickBooks with payment references intact, so I can trace any transaction back to the original Klarna order.
We needed our Klarna settlements in QuickBooks for board reporting. The conversion handles refunds automatically and puts them in the Debit column. Our finance team now reconciles Klarna in minutes instead of building manual spreadsheets.
Klarna fees were invisible in my QuickBooks until I started converting the settlement reports properly. Now I import net amounts to a Klarna clearing account and track the fee difference as an expense. Finally have accurate cost-of-payment data.
Integration Questions Answered
How are refunds handled?
Refund transactions are automatically placed in the Debit column (or as negative amounts in 3-col format).
Can I directly import Klarna data to QuickBooks?
QuickBooks Online doesn't natively support Klarna imports. Use third-party tools like Alumio, GetMyInvoices, or Link My Books to automate data synchronization between Klarna and QuickBooks.
What format does Klarna use for settlement reports?
Klarna provides settlement reports in CSV, PDF, or JSON format via the Merchant Portal, Settlements API, or SFTP. Each report includes a unique payment reference for bank matching.
Klarna QuickBooks Integration Made Simple
The BNPL Reconciliation Challenge
Simple CSV Integration
Seamless and Secure Integration
Automatic Column Matching
Fields from your source file are mapped to the right columns in the target format. No manual work needed.
Runs in Your Browser
Integration runs entirely in your browser. No third-party access to your data.
GDPR Compliant
No data leaves your machine. Full EU privacy compliance.
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Yes! Full refund within 14 days if no credits used. Partial refund for unused credits anytime. Contact sup@spreadsheetbroccoli.com.
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Field Mapping
How Klarna Settlements fields map to Quickbooks Online Bank Transaction
| Klarna Settlements | Source Value | Quickbooks Online Bank Transaction | Target Value | Note | |
|---|---|---|---|---|---|
payout_date |
2025-01-17 |
→ | Date |
01/17/2025
|
Convert to MM/DD/YYYY |
net_settlement_amount |
145.50 |
→ | Credit/Debit |
|
Net after Klarna fees |
merchant_reference |
ORD-2025-001 |
→ | Description |
ORD-2025-001
|
Order reference |
order_id |
KL-12345-ABCDE |
→ | Description |
KL-12345-ABCDE
|
Klarna order identifier |
Why Automate the Data Transfer?
BNPL-Optimized
Designed specifically for Buy Now Pay Later settlement structures.
No Integration Required
Works with Klarna Portal CSV exports. No API or developer setup.
Net Amount Handling
Correctly maps net settlement amounts (after Klarna fees) to QuickBooks.
Instant Conversion
Upload → Download in under 60 seconds.
Format Flexibility
Choose 3-column or 4-column QuickBooks format.
Browser-Based Processing
Files process locally. Zero server upload.
Data Transformation
Each Klarna settlement becomes one QBO bank transaction row
One row per order settlement with net amount after fees
order_id,
payout_date,
net_settlement_amount,
fee_amount
Single bank transaction line for each settlement
Common Bank Transaction CSV (4-Column) Import Errors
Issues you might encounter when importing Settlement Report Export data to Bank Transaction CSV (4-Column) - and how we solve them
QuickBooks Rejects Wrong Column Count
QBO expects 3-column format but got 4-column (or vice versa)
Toggle 'use_3col_format' option. QBO bank feeds sometimes require 3-column (Date, Description, Amount), sometimes 4-column (Date, Description, Credit, Debit).
QuickBooks Doesn't Recognize Dates
QBO requires MM/DD/YYYY format for dates
Processor uses MM/DD/YYYY by default. Ensure Klarna export has valid dates.
Negative Settlement Amounts
Net settlement shows negative values due to high refund activity
This is normal for refund-heavy periods. In 4-column format, these appear as Debits. In 3-column format as negative amounts.
Frequently Asked Questions
Klarna → Quickbooks Online Data Ecosystem
All available data flows from Klarna to Quickbooks Online
Also available as
This platform pair is available in 1 other hub
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